Research Hub

Articles & Research

Insights, research, and perspectives from members of the Finance Committee.

Research Papers

A Global Perspective:Renting vs Buying by Avyukt Govil

A comprehensive analysis of Gurgaon's Real Estate Market and Consumer Preferences over a 20 year span.

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India's Consumer Credit Landscape

An overview of household borrowing trends, lending channels, and implications for growth.

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Banking Sector Resilience After Rate Tightening

A study of deposit costs, asset quality, and profitability across listed Indian banks.

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Market Notes

Understanding Interest Rate Cycles

How central bank policies influence markets and investment decisions.

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Reading Equity Market Breadth

Why broad participation can matter as much as headline index performance.

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Currency Movements and Imported Inflation

A concise look at exchange rates, commodity prices, and domestic price pressures.

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Finance Explainers

What is Financial Modeling?

A simple breakdown of financial modeling and its real-world applications.

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Discounted Cash Flow, Without the Fog

A clear introduction to forecasting cash flows and estimating intrinsic value.

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How Bonds Are Priced

The relationship between coupons, yields, maturity, and market value explained simply.

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Member Articles

Renting vs Buying Real Estate

Evaluating long-term financial outcomes in urban housing markets.

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The Psychology of Saving Early

How habits, incentives, and time horizons shape personal financial choices.

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Lessons from a Student Investment Journal

Reflections on discipline, risk, and learning from mistakes in public markets.

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Newsletter Archive

Monthly Market Brief — April

Key economic trends, market movements, and insights from the past month.

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Monthly Market Brief — March

A summary of policy updates, sector performance, and committee observations.

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Quarterly Review: Markets and Macros

Selected charts, signals, and ideas from the committee's quarterly review.

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